Below is an example of a section on insurance agreements in a public body`s liability directive for directors and senior managers: starting with a thorough review of the Dec page, this can be particularly useful, as it provides an overview or foretaste of the content that needs to be included in the narrative sections of the directive. Before continuing the narration, make sure that your entity is listed correctly in the Designated Insureds section. Then confirm that the coverage limits and deductibles match the instructions provided to your agent or broker when you requested that the policy be « linked » to your organization`s name. If the specific details listed on the Dec page are inaccurate or you think the coverage is less than you requested or need, contact your agent or broker immediately. It is not uncommon for a policy to contain one or more errors that may affect coverage. In the United States, property and casualty insurers typically use similar or even the same language in their standard insurance policies issued by advisory bodies such as the Insurance Services Office and the American Association of Insurance Services.  This reduces the regulatory burden on insurers, as policy forms must be approved by states; It also makes it easier for consumers to compare policies, but at the expense of consumer choice.  In addition, interpretations become more predictable with the verification of policy forms by the courts, as the courts develop the interpretation of the same clauses in the same policy forms and not in different insurer policies.  The term policy refers to a comprehensive insurance contract. A typical directive consists of declarations and a selection of pre-printed forms and endorsements. . .